Bay Point Advisors: Bridging the Gap in Small Business Lending

Located at 3050 Peachtree Road NW Suite 740 Atlanta, Georgia (GA) 30305, US, Bay Point Advisors, LLC is a distinguished investment advisory firm that concentrates on absolute value, high current income, and low volatility returns. With a contrarian bias to investing, the company prioritizes performance over growth and is driven to provide short-term, senior secured, deep loan-to-value bridge loans to small businesses, specialty finance, and seasoned real estate holdings in the southeastern United States.

Bay Point Advisors is dedicated to allocating capital to niche markets that are challenging to access, necessitate in-depth research, and are less efficient. In doing so, the company seeks to avoid the disruptive forces associated when massive capital flows engulf income-generating sectors in the relentless search for yield. The firm's focus on these remote markets comes in response to the increased isolation of these niche markets due to the disruption of the sovereign bond markets by central banks and the loss of confidence in the credit markets after the financial crisis.

Since the banking crisis of 2008/2009, heightened regulatory pressure on banks has diminished the flow of capital to small businesses, significantly increasing the need for private lending. While many of these remote markets have existed for decades and have a history of generating attractive returns, low central bank policy rates, bank consolidation, and increased regulation have resulted in massive capital flows into the government debt of developed countries and the corporate debt of large companies through the issuance of corporate bonds or syndicated loans. These large capital flows to governments and corporations have effectively lowered the cost of capital for good and bad performers alike, while starving most small businesses of growth capital.

Recognizing the void in small business lending, Bay Point Advisors has stepped in to bridge the gap and provide much-needed support to small businesses in the southeastern United States. As a financial services specialist, the firm's in-depth knowledge and expertise in the industry enable it to identify and invest in niche markets that offer attractive returns while minimizing risks.

For more information on Bay Point Advisors and its services, visit the company's website at https://baypointadvisors.com.